Industry
Liability insurance for Trucking & Transport
New-authority insurance, box trucks, hotshot loads, and cargo coverage.
Commercial General Liability
All General Liability questions →- Do I need commercial insurance for DoorDash?
Usually not a full commercial policy — but you can't rely on an unmodified personal auto policy either, because personal policies typically don't cover business use like paid delivery. DoorDash maintains third-party liability coverage of up to $1M in most states, but only during active delivery, never for your own car, and only while you keep your own valid policy.
Coverage mechanics for Trucking & Transport
Policy mechanics, exclusions, certificates, and claims questions live on our sister publication: Trucking & Transport on isthiscovered.org.