About pleasedontsue.us
What this site is
pleasedontsue.us is a reference library about commercial liability insurance — general liability, professional liability (E&O), directors & officers, employment practices, and umbrella coverage — written for the professionals who buy insurance for their companies: finance leaders, controllers, operators, and founders.
Who publishes it
This site is compiled and published by Komodo Risk Inc. — a disclosure we make plainly, because you should know who stands behind a reference before you rely on it. Komodo Risk Inc. also publishes our sister site, isthiscovered.org, which applies the same library model to coverage mechanics — what policies cover, what they exclude, certificates, and claims. Content here is maintained by the editorial team, which is directly reachable by email.
Why it exists
Search almost any liability question — whether an LLC shields you from a lawsuit, whether a client can demand to be named as an additional insured, whether E&O responds to a missed deadline — and the top-ranking answers are written by companies selling policies. They quote conflicting numbers with no methodology behind them, and they are written for first-time novices. Meanwhile the people who actually buy liability coverage for companies, and who have to defend those decisions to boards, landlords, and counterparties, go unserved. Komodo Risk Inc. built this library because that gap in commercial-insurance education and transparency was not closing on its own.
How pages are made
Every page answers one real question, drawn from large-scale research into what buyers of business insurance actually ask online — not from a keyword tool's idea of what might rank. Answers cite primary sources — state statutes, regulator publications, court decisions, and policy forms — in preference to marketing pages. Where authoritative sources disagree, we show the disagreement instead of averaging it away. And we never quote pricing figures we cannot stand behind, which is why you will not find "average cost of general liability insurance" numbers here. Research and drafting are assisted by AI tools; every page is reviewed and fact-checked by a named editor before publication and carries visible publish and review dates. The full standards are in our editorial policy.
Independence and funding
The library is funded by Komodo Risk Inc. and by nothing else. There are no affiliate links, no paid placements, and no lead selling — no carrier, broker, or vendor pays to appear here or to be spared criticism. The ask-a-question box on every page feeds our editorial queue and nothing else: no mailing list, no quotes, no sales follow-up. The relationship between Komodo Risk Inc. and this site is always disclosed — here, in our editorial policy, and in the footer of every page.
Corrections
If something on this site is wrong, tell us and point to a source: hi@komodo.insure. We fix errors quickly and stamp the page with an honest updated date.