About Please Don't Sue Us
What this site is
Please Don't Sue Us is a reference library about commercial liability insurance — general liability, professional liability (E&O), directors & officers, employment practices, and umbrella coverage — written for the professionals who buy insurance for their companies: finance leaders, controllers, operators, and founders.
Who publishes it
This site is compiled and published under its own name, Please Don't Sue Us. We state that plainly, because you should know who stands behind a reference before you rely on it.
Our sister site, isthiscovered.org, applies the same library model to coverage mechanics — what policies cover, what they exclude, certificates, and claims. Content here is maintained by the editorial team, reachable by email.
Why it exists
Search almost any liability question — say, whether an LLC shields you from a lawsuit — and the top results are written by companies selling policies. They quote conflicting numbers with no methodology, aimed at first-time novices.
The professionals who buy liability coverage for companies, and defend those decisions to boards, landlords, and counterparties, go unserved. Please Don't Sue Us exists to close that gap.
How pages are made
Every page answers one real question, drawn from research into what business-insurance buyers actually ask online — not a keyword tool's guess at what might rank.
Answers cite primary sources — state statutes, regulator publications, court decisions, and policy forms — ahead of marketing pages. Where authorities disagree, we show the disagreement instead of averaging it away. We never quote pricing figures we cannot stand behind, which is why you will not find "average cost" numbers here.
Research and drafting use AI tools, but every page is reviewed and fact-checked by the editorial team before publication and carries visible publish and review dates. The full standards are in our editorial policy.
Independence and funding
The library is funded by its publisher and nothing else. There are no affiliate links, no paid placements, and no lead selling — no carrier, broker, or vendor pays to appear here or to be spared criticism.
The ask-a-question box on every page feeds our editorial queue and nothing else: no mailing list, no quotes, no sales follow-up. That independence is disclosed here, in our editorial policy, and in the footer of every page.
Corrections
If something on this site is wrong, tell us and point to a source: hi@komodo.insure. We fix errors quickly and stamp the page with an honest updated date.