Tech E&O, cyber, and enterprise contract requirements.
Technology liability becomes easier to assess once the failure is named: a customer alleging failed software or services, a breach generating response costs and privacy claims, or injury and property damage tied to a physical product. Contract language then sets what coverage and proof a customer will demand.
These guides connect the coverage decisions below; use the questions to drill into a specific rule.
Managed service providers have access to client systems that few other vendors receive. This playbook maps five resulting exposures: service failures, breaches, gaps between technology E&O and cyber, employment claims, and premises claims. It explains who can bring each claim and which liability policy is meant to respond.
Read the guide →A SaaS consultant gets sued over the thing they are paid for — advice, code, and deliverables that a client says cost it money. This playbook maps the exposures that actually generate claims when your deliverable is software or you consult into technology companies to the liability line each one belongs to, who can assert it, and what the contract on your desk will demand before it lets you start.
Read the guide →A technology company's insurance is rarely a risk decision. It is a condition of the deals you need to close — the enterprise customer's contract, the office lease, the data you hold, and the products you ship. Those requirements decide most of what you carry. This playbook maps the five exposures that generate technology claims to the liability line each one belongs to, who can assert it, and what the other party will demand before they sign.
Read the guide →Insurance at a venture-backed startup is rarely a risk decision. It is a condition of the deals you need to close — the term sheet, the enterprise customer's contract, the office lease — and those requirements decide most of what you carry. This playbook maps the five exposures that actually generate startup claims to the liability line each one belongs to, who can assert it, and what the other party will demand before they sign.
Read the guide →Policy mechanics, exclusions, certificates, and claims questions live on our sister publication: Technology & SaaS on isthiscovered.org.