D&O at fundraise, sized without overbuying.
Startup insurance requirements arrive from different counterparties. Enterprise procurement focuses on services, systems, data, and proof of coverage; financing focuses on directors and outside board seats. Keeping those tracks separate prevents one checklist from becoming a supposed universal startup package.
These guides connect the coverage decisions below; use the questions to drill into a specific rule.
Insurance agents legally act for the insurer; brokers act for you; direct channels remove the intermediary entirely. All three are paid in ways that shape what they show you. This guide explains what each channel is, how compensation steers incentives, which fits which buyer, and what digital-direct actually changes — so you can choose a channel deliberately instead of inheriting one.
Read the guide →A technology company's insurance is rarely a risk decision. It is a condition of the deals you need to close — the enterprise customer's contract, the office lease, the data you hold, and the products you ship. Those requirements decide most of what you carry. This playbook maps the five exposures that generate technology claims to the liability line each one belongs to, who can assert it, and what the other party will demand before they sign.
Read the guide →Insurance at a venture-backed startup is rarely a risk decision. It is a condition of the deals you need to close — the term sheet, the enterprise customer's contract, the office lease — and those requirements decide most of what you carry. This playbook maps the five exposures that actually generate startup claims to the liability line each one belongs to, who can assert it, and what the other party will demand before they sign.
Read the guide →Policy mechanics, exclusions, certificates, and claims questions live on our sister publication: Startups on isthiscovered.org.