Liability insurance for Events & Creative
Venue certificates, gear coverage, and one-day policies.
Public record case files for Events & Creative
- An assault exclusion can reach a negligent-premises claim
Calling a claim negligent security or poor premises management did not avoid an assault-and-battery exclusion. The court said the claim depended on the assault, so the exclusion applied under this policy. Read the exclusion and the facts behind the claim, not just the lawsuit’s label.
Questions by coverage line
Commercial General Liability
All General Liability questions →Professional Liability
All Professional Liability questions →- What insurance do event planners need? It depends — event planners usually evaluate general liability for attendee or venue injury and property damage, plus professional liability for planning, vendor, scheduling, or coordination errors. Liquor liability, workers’ compensation, auto, and cyber may add separate exposures. The venue, permit, alcohol plan, event activities, and client contract determine demanded limits.
- What insurance do marketing agencies need? It depends — most marketing agencies should evaluate professional liability (E&O) and commercial general liability, with cyber or other lines added when their work and contracts create those exposures. An agency can face a client claim over negligent strategy, media buying, deliverables, or substantiation, while bodily injury and property damage remain a different liability track.
Umbrella & Excess Liability
All Umbrella & Excess questions →Liquor Liability
All Liquor Liability questions →Coverage mechanics for Events & Creative
Policy mechanics, exclusions, certificates, and claims questions live on our sister publication: Events & Creative on isthiscovered.org.