Architect Insurance: The 2026 Liability Playbook
Architects meet commercial insurance through the people who need their signature — the project owner whose design agreement names E&O limits, the general contractor who demands a certificate before site access, the state board that requires a written contract. This playbook maps the five exposures that actually generate architect claims to the liability line each one belongs to, who can assert it, and what the contract will demand before you stamp the first sheet.
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